Does it really make sense to spend everything today in case you die tomorrow?

Because you probably won’t.

So don’t try and justify stupidity with this quote.

In fact the stats are stacked in your favour that you will be alive tomorrow.  They say that you will live a lot longer.

That’s why the average life expectancy for males and females is increasing.

By all means ‘live in the now’, and enjoy every day to its fullest.

But before you do, make sure you first invest 10% of what you earn (in addition to the 9% your employer contributes to super).

You can still have heaps of fun spending the rest, and feel a lot smarter in the knowledge you have a plan for the future.

Build a portfolio that is designed to create a growing income for life.